AI customer engagement for payments
Human AI for a better way to get paid.
KredosAI turns missed payments into paid ones, recovering more and faster for enterprises like UScellular.
Hi Jordan, your balance is ready when you are. Pay in two taps.
The platform
The human-centered AI platform for payment outcomes.
A secure platform that keeps learning, so results compound over time instead of stagnating. Built on behavioral science, not volume-based calling.
01
Human-Centered AI
The right message, on each customer’s preferred channel, at the moment they are most likely to act.
02
Reinforcement Learning
The platform experiments at scale and retires approaches that stop producing results.
03
Accelerated Deployment
Live in weeks, not months, with measurable payment lift inside the first 60 days.
04
Compliant by Design
SOC 2 Type 2 certified, with TCPA and FDCPA compliance built into every message.
Who we serve
Built for the enterprises that carry the portfolio.
Telecom
Telecom, Media & Technology
Recover past-due balances and cut disconnects with branded RCS messaging.
Lending
Auto Financing
Accelerate delinquent payments while protecting the borrower relationship.
Banking
Financial Services
Personalize payment outreach at scale and reduce customer churn.
Proven in production
Numbers from real portfolios.
50%
More engagement than legacy outreach
25×
Return on investment, proven
5 days
Faster payments than traditional collections
47%
Fewer disconnects in telecom
Trusted in production by UScellular and integrated with the FICO Platform
See KredosAI on your own numbers.
Bring a portfolio. We will show you the payment lift, the timeline, and the ROI before you commit to anything.